Remember that banks usually only accept original documents, not copies. When selecting a bank account, your tenants should target an account that allows it: download here our requirements guide to print the full list of all the personal identity documents that allow you to open an account, or simply scroll down to see our requirements. In the UK, the rules are based on anti-money laundering laws and guidelines from the Financial Conduct Authority (FCA). These rules and processes can be described as “your customers or KYC”. Although different banks may interpret the rules a little differently, the documents and processes used to verify the customer`s ID and address are fairly standard between all UK high street banks. If you are in store to open your account and you do not have an identity card, you must bring two proofs of address. We can only accept original documents, not photocopies. There are a few exceptions. Our Adapt account is for young people; You can apply between the age of 11 and 17.
For our student bank accounts, you must be at least 17 years old. Opening a bank account in Britain is not as difficult as it once was. Check out our complete guide on how to do this. If you have moved to the UK to work, you need to open a bank account to get paid, deposit money and pay bills. In this section, we will guide you through the process. If you are from the EU/EEA but do not have a UK residence address, you can open a simple bank account. In this case, the documentation you need is different – to prove your residential address, you need ²: foreigners who work temporarily in the UK (whose history of banking or credit prevents them from being offered more than just a bank account) you may be lucky enough to have a UK bank branch close to your home. For example, some of the major road banks in the world can be found. If you are near a local branch in your home country at a bank that is also in the UK, you can enter and apply for a UK bank account.
This may be the easiest if you are an existing customer of the relevant bank. Barclays Bank has a list of acceptable forms of proof of address that may vary from one type of account. For example, if you live in the EU but are not yet established in the UK, you can open a simple bank account and prove your address in Europe. However, for most accounts, you must be established in the UK and be able to prove your residential address from one of the authorised documents. If you cannot meet the normal address verification requirements to open a checking account, you can still open a simple bank account. Some of our accounts have additional eligibility criteria necessary for the application. Where appropriate, you can find them on the website for the account you are interested in or in our current account terms and conditions HSBC has recently started introducing special bank accounts for the homeless in 31 major municipal branches across the UK. These do not need proof of address to open. See if you can save time and money with a flexible unlimited account from Transferwise. Citibank India is a foreign bank in India and. People often think that opening a bank account in the UK is difficult because you need a lot of documents – for example to prove your identity and address. If you are between 11 and 15 years old, please go to the store with your parents or legal guardians to open a cash account.
Parents or legal guardians must provide the documents listed in sections 1 or 2 for themselves, plus one of the following documents for the child opening the account: With our account opening on the same day, you can apply to the store and we will print your card there and then. The right documents will help ensure that the process runs smoothly. There are other identification methods that can usually be used to open a basic account. Here you will find a full explanation in this UK government brochure: it is important that banks work processes that help prevent money laundering.